Seller's Expenses
- Doc Stamps on Deed (70¢ per $100 of the sale price) ** [Closing Cost Calculator©]
- Pay Off Existing Mortgage Loans
- Title Services (including title search and closing/settlement services and title insurance. Could be Buyer or Seller’s expense, depending upon contract provisions)
- Owner’s Title Insurance Premium [Closing Cost Calculator©]
- Real Property Tax Proration
- Recording Fees – Satisfaction of Mortgage, Curative Documents
- Prorate Condo/HOA Charges
- Real Estate Brokerage Commission
- Condo / HOA Estoppel Fee
- Lien Search Fee
Buyer's Expenses
- Condo/HOA Approval Fee
- Recording Fees (Deed, Condo/HOA Approval, Mortgage)
- Prorate Condo/HOA Charges
- Homeowners Insurance
- Flood Insurance (if applicable)
- Inspection Costs
- Survey
- Real Property Tax Proration
- Permit Search Fee
- Title Services (including loan closing services and Lender’s title insurance. Could be Buyer or Seller’s expense, depending upon contract provisions.)
- Simultaneous Issue Mortgage Title Insurance
- Title Endorsements (including Florida Form 9)
- Loan Discounts or Points
- Doc Stamps on Mortgage (35¢ per $100) [Closing Cost Calculator©]
- Intangible Tax on Mortgage (.002 x mortgage amount) [Closing Cost Calculator©]
- Escrow (taxes, insurance, condo/HOA fees, mortgage insurance)
- Lender’s Attorneys’ Fees
- Document Preparation
- Appraisal Costs
- Tax Service Fee
- Termite Report
- Credit Report
- Environmental Report
- Flood Certification Fee
* Examples only. Applicable contract will govern. In 22 Florida counties title premium is generally a buyer’s expense and in the remaining 44 counties, title insurance is generally a seller’s expense. For example, in Miami-Dade, Broward and Martin counties the title premium is generally a buyer’s expense, whereas in Palm Beach and a majority of other counties, it is generally a seller’s expense. For more information Contact Us.
** See Closing Cost Calculator© for documentary stamps on deed in Miami-Dade County.
NOTE: We are CPFB/TRID compliant and ready to close mortgage loans in accordance with the new regulations!