What You Need to Know About Title Insurance

By Brian Klein, Realty Biz News - If you take out a traditional loan, you are going to be required to buy title insurance for at least the value of the loan. It’s a good idea to take out a policy that includes the value of your down payment as well. Like many things regarding real estate, title insurance varies from state to state. In many states, it’ customary for the seller to purchase the title insurance policy to assure a clean title is conveyed at closing. In other states, it’s the responsibility of the buyer.

American Land Title Association Principles of Fair Conduct

Premier Title Company pledges to support the American Land Title Association Principles of Fair Conduct and to incorporate them into our daily business practices. In 2003, Premier Title suggested to the American Land Title Association that such principles be adopted, but no action was taken at that time. The principles were finally adopted by American Land Title Association in September, 2007.

Is Title Insurance Necessary for Buyers?

By Harvey S. Jacobs - The Washington Post - I recently read an article in the Real Estate section about what buyers should know before closing. The article, however, did not deal with the question of title insurance for the buyer, as opposed to the lender. Does it make sense for the buyer to pay for owner’s title insurance even though the lender is requiring its own title policy?

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